Florida Builders Risk Insurance Information
Builders risk insurance provides coverage for buildings that are under construction. The construction can be new, a
remodel, or repair. Coverage includes materials at the work site before they are installed, any materials intended for
the work site that are in transit, and the value of the new, remodeled, or repaired property being built until it's
completed and the owner accepts the work.
Florida builders risk insurance coverage can also be purchased for specific home improvement projects such as a
new room addition, a deck or a remodeled kitchen.
Those who should seriously consider purchasing Florida builders risk insurance include general contractors,
subcontractors, home builders, real estate developers, building owners, colleges and universities, and municipalities.
A Florida builders risk insurance policy includes perils such as theft, vandalism, fire, wind storm, lightning, and hail.
Most policies offer limited coverage for collapse. Standard exclusions include earthquake, flood, weather damage to
property in the open, water damage, employee theft, mechanical breakdown, war, government action, contract
penalty, and voluntary parting. Another important exclusion is for damage resulting from faulty design, planning,
workmanship and materials. Florida builders risk insurance is meant to offer coverage for accidental events and not
for poor construction. Earthquake and flood coverage can usually be added to the policy for an additional cost.
Click on the link below to fill out a secure quote request form for a Florida builders risk insurance policy that
regardless of whether you're a large employer or a small business, will provide exceptional insurance coverage for
your business at an affordable cost. Or you can speak with our Florida Builders Risk Insurance specialist at
(352) 686-0612 or (727) 863-5641 to discuss the insurance policy features in more detail.
We are a Florida based insurance agency offering comprehensive Florida builders risk insurance to businesses in
the following cities and counties: Spring Hill, Hudson, New Port Richey, Holiday, Brooksville, Aripeka, Bayonet Point, Port
Richey, Gulf Harbors, Elfers, Anclote, Tarpon Springs, Palm Harbor, Land O' Lakes, Masaryktown, Garden Grove Estates,
Spring Lake, Weeki Wachee, Bayport, Brooksville, Istachatta, Pineola, Nobleton, Bushnell, Sumterville, Center Hill, Webster,
Linden, Mascotte, Tarrytown, Ridge Manor, Catherine, Trilby, Lacoochee, Dade City, Blanton, San Antonio, St. Leo,
Zephyrhills, Crystal Springs, Wesley Chapel, Pasco, Darby, Odessa, Richland, Lumberton, Homosassa Springs, Hernando
County, Pinellas County, Citrus County, Hillsborough County, and Pasco County, FL. We also offer Florida builders risk
insurance plans throughout the sunshine state, including in Winter Haven, Lakeland, Miami, Orlando, Tampa, St. Petersburg,
Tallahassee, Ft. Lauderdale, and Jacksonville.
Who Is Insured
The named insured of a Florida builders risk insurance policy is usually the contractor or developer of the property.
However, it may be the building owner or homeowner if they are responsible for insuring the property while under
construction, particularly when the construction is a remodel or repair. A mortgagee or lien holder may be added as
an additional insured.
We have the experience to analyze and recommend the correct builders risk insurance coverage for your Florida
business. Our strong relationships with insurers results in direct cost savings for our clients.
**The information, pictures, and other content in this website about particular insurance services is only provided for
informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent.
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Serving Pasco & Hernando Counties Since 1975
Florida Builders Risk Insurance Policy Information
(352) 686-0612
(352) 519-4202 fax
11007-11009 Spring Hill Dr.
Spring Hill, Florida 34608
Hernando County FL
also Brooksville
(352) 796-0007

In Pasco County Florida
Hudson (727) 863-5641
also New Port Richey
(727) 862-3287 and
Holiday (727) 863-5642
Fax: (727) 233-1718