Florida Business Owners Insurance Information
Businesses can bundle property and liability coverage into a Florida Business Owners Insurance policy that allows
your business to obtain broad coverage with affordable premiums. Florida Business Owners Insurance is usually
the first step for small businesses looking to get basic property and liability coverage and is a comprehensive and
affordable insurance package for small or medium sized businesses.
To qualify for Business Owners Insurance policies, a company should have 100 or fewer employees, and annual
revenues should be less than $1 million. Florida Business Owners Insurance will typically provide reimbursement
for up to a year of lost revenue resulting from an insured property loss.
Some businesses may find Florida Business Owners Insurance coverage limits to be too low or may not like the
lack of flexibility on options like coinsurance. However, what the Business Owners Insurance policy lacks in flexibility
it usually makes up for with lower premiums for your business.
Property Insurance Coverage
Florida Business Owners Insurance offers named perils or all risk insurance coverage, similiar to general property
insurance coverages. Enhancement endorsements are available at little or no cost to extend coverage to your
accounts receivable, valuable papers, signs, employee dishonesty, mechanical breakdown, computers including
software, money and securities, off premises power failure and spoilage of food products, backup of sewers and
Click on the link below to fill out a secure quote request form for a Florida business owners insurance policy that
regardless of whether you're a small contractor, large employer or a small business owner, will provide exceptional
insurance coverage for your business at an affordable cost. Or you can speak with our Florida Business Owners
Insurance specialist at (352) 686-0612 or (727) 863-5641 to discuss the insurance policy features in more detail.
We are a Florida based insurance agency offering comprehensive Florida business owners insurance
plan services to small, mid-sized and large businesses located in the following cities and counties: Spring Hill,
Hudson, New Port Richey, Holiday, Brooksville, Aripeka, Bayonet Point, Port Richey, Gulf Harbors, Elfers, Anclote,
Tarpon Springs, Palm Harbor, Land O' Lakes, Masaryktown, Garden Grove Estates, Spring Lake, Weeki Wachee,
Bayport, Brooksville, Istachatta, Pineola, Nobleton, Bushnell, Sumterville, Center Hill, Webster, Linden, Mascotte,
Tarrytown, Ridge Manor, Catherine, Trilby, Lacoochee, Dade City, Blanton, San Antonio, St. Leo, Zephyrhills, Crystal
Springs, Wesley Chapel, Pasco, Darby, Odessa, Richland, Lumberton, Homosassa Springs, Hernando County,
Pinellas County, Citrus County, Hillsborough County, and Pasco County, FL. We can also offer our Florida business
owners insurance coverage services to businesses throughout the Sunshine state, including Winter Haven,
Lakeland, Miami, Orlando, Tampa, St. Petersburg, Tallahassee, Ft. Lauderdale, and Jacksonville, FL.
Liability Insurance Coverage
While similiar to Commercial General Liability Insurance, the liability part of a Florida Business Owners Insurance
Policy offers less flexibility in determining your coverage limits for particular claims. Optional limits of $300,000,
$500,000 or $1,000,000 are available. Personal injury, products liability, fire legal liability and premises medical
payments are included. Also, Business Owners Insurance does not include professional liability insurance.
Interruption Insurance Coverage
Business Interruption Insurance is usually included in Business Owners Insurance policies and covers lost income
and expenses incurred when a company suffers disaster related damage. Ongoing operating expenses that
continue even if business is suspended, such as payroll, are also covered.
**The information, pictures, and other content in this website about particular insurance services is only provided for informational
purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent.
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Serving Pasco & Hernando Counties Since 1975
Florida Busienss Owners Insurance Policy Information
(352) 686-0612
(352) 519-4202 fax
11007-11009 Spring Hill Dr.
Spring Hill, Florida 34608
Hernando County FL
also Brooksville
(352) 796-0007

In Pasco County Florida
Hudson (727) 863-5641
also New Port Richey
(727) 862-3287 and
Holiday (727) 863-5642
Fax: (727) 233-1718