Florida Renters Insurance

We offer affordable renters insurance policies that have flexibility to meet your
individual needs and above all, provide you with the security that comes only
from the knowledge that your home is safe. If you live in an apartment or a
rented house, a Florida renters insurance policy covers you and your
possessions. A standard renters insurance policy protects your personal
property in many cases of theft or damage, and may pay for temporary living
expenses if your rental is damaged so seriously you can't live in it. It can also
protect you from personal liability.

The standard Florida renters insurance policy covers the actual cash value of
personal property. Payments are based on the replacement cost of the
property minus a deduction for physical depreciation and obsolescence. If you
add replacement cost coverage (for an additional premium), the insurance
company will pay one of the two amounts below, whichever is lower?

1. The cost to replace the property with a similar type and quality of property
without a deduction for depreciation.

2. The full cost to repair at the time of the loss.

Florida renters insurance policy is a popular form of personal insurance and
usually contains four sections: C, D, E, and F:

Coverage C - protects your personal property, (e.g. furniture, CDs, stereo
and clothes). You choose a dollar amount limit (what you think your
possessions are worth) when you purchase a Florida renters insurance policy.

Coverage D - covers loss of use - the expenses you face when your
apartment can't be used due to an insured loss. This is usually 20% of your
personal property limit.

Coverage E - covers your personal liability claims and suits for bodily injury
or property damage. You choose this limit when you purchase the Florida
renters insurance policy.

Coverage F - pays for medical expenses for minor injuries to others even if
you were not at fault. The policy normally includes limits of $1,000 per
person.

A Florida renters insurance policy covers "named perils" listed on your policy
and usually include the following:

Theft, Fire or Lightning, Windstorm or Hail, Explosions, Riots, Aircraft,
Vehicles, Smoke, Vandalism, Falling objects, Weight of ice, snow, or sleet,
Accidental discharge or overflow of water or steam, Sudden and accidental
tearing apart, cracking, burning, or bulging, Freezing, Sudden and
accidental damage from artificially generated electrical current , Volcanic
eruptions (doesn't include earthquake or tremors)

Click on the link below to fill out a secure quote request form for a Florida
Renters Insurance policy that will provide excellent insurance coverage at
an affordable cost. Or you can speak with one of our Florida Renters
Insurance agent specialists at (352) 686-0612 or (727) 863-5641 to
discuss the policy features in more detail.

Click here to fill out a

Florida Renters Insurance

policy quote request form

We are a Florida based two location insurance agency offering affordable Florida
renters insurance policy premiums in the following cities and counties In Florida:
Spring Hill, Hudson, New Port Richey, Holiday, Brooksville, Aripeka, Bayonet Point,
Port Richey, Gulf Harbors, Elfers, Anclote, Tarpon Springs, Palm Harbor, Land O'
Lakes, Masaryktown, Garden Grove Esates, Spring Lake, Weeki Wachee, Bayport,
Brooksville, Istachatta, Pineola, Nobleton, Bushnell, Sumterville, Center Hill,
Webster, Linden, Mascotte, Tarrytown, Ridge Manor, Catherine, Trilby, Lacoochee,
Dade City, Blanton, San Antonio, St. Leo, Zephyrhills, Crystal Springs, Wesley
Chapel, Pasco, Darby, Odessa, Richland, Lumberton, Homosassa Springs,
Hernando County, Pinellas County, Citrus County, Hillsborough County, and Pasco
County, FL. We can also offer our Florida renters insurance coverage services
throughout the sunshine state, including Winter Haven, Lakeland, Miami, Orlando,
Tampa, St. Petersburg, Tallahassee, Ft. Lauderdale, and Jacksonville.

**The information, pictures, and other content in this website about particular
insurance services is only provided for informational purposes. Any decisions
regarding your insurance needs should be discussed with a licensed insurance
agent.