Florida Condo Association Insurance

Florida Condominium Association Insurance

Bauknight Insurance of Spring Hill, FL and Hudson, FL offers affordable
insurance coverage options for your Florida condominium association. Your
insurance policy should be reviewed annually to guarantee that the coverage
meets or exceeds your condominium association's needs, governing
statements, and the owners requirements.

Our Florida condominium association insurance coverages include Property
and Liability, Umbrella, Directors & Officers, and Casualty.

Learn about these important insurance coverages by clicking on a link below.

Click on the link below to fill out a secure quote request form for Florida
condominium association insurance that will provide your business with
excellent insurance protection at an affordable cost. Or you can speak with
our Florida condo association insurance specialist at (352) 686-0612 or

(727) 863-5641 to discuss the policy features in more detail.

Click Here to fill out a

Florida Condominium Association

Insurance quote request form

Click Here to fill out a

Florida Condominium Association

Insurance quote request form

We are a Florida based two location insurance agency offering comprehensive Florida condo
association insurance plan services to small, mid-sized and large businesses located in the
following cities and counties: Spring Hill, Hudson, New Port Richey, Holiday, Brooksville,
Aripeka, Bayonet Point, Port Richey, Gulf Harbors, Elfers, Anclote, Tarpon Springs, Palm
Harbor, Land O' Lakes, Masaryktown, Garden Grove Esates, Spring Lake, Weeki Wachee,
Bayport, Brooksville, Istachatta, Pineola, Nobleton, Bushnell, Sumterville, Center Hill, Webster,
Linden, Mascotte, Tarrytown, Ridge Manor, Catherine, Trilby, Lacoochee, Dade City, Blanton,
San Antonio, St. Leo, Zephyrhills, Crystal Springs, Wesley Chapel, Pasco, Darby, Odessa,
Richland, Lumberton, Homosassa Springs, Hernando County, Pinellas County, Citrus County,
Hillsborough County, and Pasco County, FL. We can also offer our Florida condo association
insurance coverage services throughout the sunshine state, including Winter Haven, Lakeland,
Miami, Orlando, Tampa, St. Petersburg, Tallahassee, Ft. Lauderdale, and Jacksonville, FL.

Florida Condominium Association Insurance

Liability Coverage

Protects your Florida condominium association against claims for personal injury or
property damage arising from the common areas, including the limited common
areas. Each property should be inspected by an insurance professional to
determine adequate amounts of coverage. Florida condominiums that also have
ponds and/or playground areas may require increased insurance coverage. Liability
judgments in excess of the Association's liability limit can be recovered through a
Loss Assessment on the individual owners, who can generally claim
reimbursement under the Loss Assessment provisions of their individual Owner's
policies.

Florida Condominium Association Insurance

Property Coverage

Provides coverage for the physical value (not market value) of all condominium
association buildings, miscellaneous structures and contents.

Florida Condominium Association Insurance

Directors & Officers Coverage

Provides insurance coverage for negligent acts, errors or omissions by the
association's present or former board members or officers. Common examples of
claims include alleged mismanagement of association affairs, failure to maintain
books and records, failure to enforce rules, regulations and restrictions, and breach
of contract. These policies are generally written on a "claims made" basis, and cover
only wrongful acts reported during the policy period, regardless of when the acts are
alleged to have occurred. Directors and Officers insurance coverage can be an
endorsement to the condominium association's master policy, in which case it has
the same limits as the policy's general liability coverage, or it can be a completely
separate policy with a larger or smaller coverage limit.

Florida Condominium Association Insurance

Casualty Coverage

Covers losses caused by accident, misfortune or mishap, including loss which
comes by chance or without design, such as that caused by fire, lightning,
windstorm, rain or ice. Flood coverage is underwritten by the Federal Emergency
Management Agency through private companies and covers damage due to rising
surface waters.

Florida Condominium Association Insurance

Umbrella Coverage

Umbrella coverage provides additional liability insurance coverage above all underlying
liability coverage.

Property Insurance

Liability Insurance

Directors & Officers

Casualty

Umbrella

Return to list of coverage options

**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your insurance
needs should be discussed with a licensed insurance agent.

Click on the link below to fill out a secure quote request form for Florida condominium
association insurance that will provide your business with excellent insurance
protection at an affordable cost. Or you can speak with our Florida condo association
insurance specialist at (352) 686-0612 or (727) 863-5641 to discuss the policy
features in more detail.