Florida Builders Risk Insurance

Builders risk insurance provides coverage for buildings that are under
construction. The construction can be new, a remodel, or repair. Coverage
includes materials at the work site before they are installed, any materials
intended for the work site that are in transit, and the value of the new,
remodeled, or repaired property being built until it's completed and the owner
accepts the work.

Florida builders risk insurance coverage can also be purchased for specific
home improvement projects such as a new room addition, a deck or a
remodeled kitchen.

Those who should seriously consider purchasing Florida builders risk
insurance include general contractors, subcontractors, home builders, real
estate developers, building owners, colleges and universities, and
municipalities.

A Florida builders risk insurance policy includes perils such as theft,
vandalism, fire, wind storm, lightning, and hail. Most policies offer limited
coverage for collapse. Standard exclusions include earthquake, flood,
weather damage to property in the open, water damage, employee theft,
mechanical breakdown, war, government action, contract penalty, and
voluntary parting. Another important exclusion is for damage resulting from
faulty design, planning, workmanship and materials. Florida builders risk
insurance is meant to offer coverage for accidental events and not for poor
construction. Earthquake and flood coverage can usually be added to the
policy for an additional cost.

Who Is Insured

The named insured of a Florida builders risk insurance policy is usually the
contractor or developer of the property. However, it may be the building owner
or homeowner if they are responsible for insuring the property while under
construction, particularly when the construction is a remodel or repair. A
mortgagee or lien holder may be added as an additional insured.

We have the experience to analyze and recommend the correct builders risk
insurance coverage for your Florida business. Our strong relationships with
insurers results in direct cost savings for our clients.

Click on the link below to fill out a secure quote request form for a Florida
builders risk insurance policy that regardless of whether you're a large
employer or a small business, will provide exceptional insurance coverage
for your business at an affordable cost. Or you can speak with our Florida
Builders Risk Insurance specialist at (352) 686-0612 or (727) 863-5641 to
discuss the policy features in more detail.

Click here to fill out a

Florida Builders Risk Insurance

quote request form

We are a Florida based two location insurance agency offering comprehensive Florida
builders risk insurance to businesses in the following cities and counties: Spring Hill,
Hudson, New Port Richey, Holiday, Brooksville, Aripeka, Bayonet Point, Port Richey,
Gulf Harbors, Elfers, Anclote, Tarpon Springs, Palm Harbor, Land O' Lakes,
Masaryktown, Garden Grove Esates, Spring Lake, Weeki Wachee, Bayport,
Brooksville, Istachatta, Pineola, Nobleton, Bushnell, Sumterville, Center Hill, Webster,
Linden, Mascotte, Tarrytown, Ridge Manor, Catherine, Trilby, Lacoochee, Dade City,
Blanton, San Antonio, St. Leo, Zephyrhills, Crystal Springs, Wesley Chapel, Pasco,
Darby, Odessa, Richland, Lumberton, Homosassa Springs, Hernando County,
Pinellas County, Citrus County, Hillsborough County, and Pasco County, FL. We also
offer Florida builders risk insurance plans throughout the sunshine state, including in
Winter Haven, Lakeland, Miami, Orlando, Tampa, St. Petersburg, Tallahassee, Ft.
Lauderdale, and Jacksonville.

**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.