Florida Boat Insurance Information
The value of quality Florida boat insurance often doesn't become apparent
until you really need it. Whether it's a minor dent or a more substantial
accident, it pays to have Florida boat insurance coverage you can count on.
Let our experienced Florida boat insurance specialist explain the different
Liability Limits, Comprehensive, Personal Injury Protection, Collision, Medical
coverages, and deductibles that are available for you to choose from.
Bauknight Insurance of Spring Hill, FL and Hudson, FL offers affordable boat
insurance policies from a leader in the insurance industry.
Learn more about Florida Boat Insurance
coverage options below!
Click on the link below to fill out a secure quote request form for a Florida
Boat Insurance policy that will provide excellent insurance coverage for your
boat at an affordable cost. Or you can speak with our Florida Boat Insurance
agent specialist at (352) 686-0612 or (727) 863-5641 to discuss the features.
We are a Florida based two location insurance agency offering affordable
Florida boat insurance policy premiums in the following cities and counties:
Spring Hill, Hudson, New Port Richey, Holiday, Brooksville, Aripeka, Bayonet
Point, Port Richey, Gulf Harbors, Elfers, Anclote, Tarpon Springs, Palm Harbor,
Land O' Lakes, Masaryktown, Garden Grove Esates, Spring Lake, Weeki
Wachee, Bayport, Brooksville, Istachatta, Pineola, Nobleton, Bushnell,
Sumterville, Center Hill, Webster, Linden, Mascotte, Tarrytown, Ridge Manor,
Catherine, Trilby, Lacoochee, Dade City, Blanton, San Antonio, St. Leo,
Zephyrhills, Crystal Springs, Wesley Chapel, Pasco, Darby, Odessa, Richland,
Lumberton, Homosassa Springs, Hernando County, Pinellas County, Citrus
County, Hillsborough County, and Pasco County, FL. We can also offer our
Florida boat insurance coverage services throughout the state, including Winter
Haven, Lakeland, Miami, Orlando, Tampa, St. Petersburg, Tallahassee, Ft.
Lauderdale, and Jacksonville.
**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.
Florida Boat Insurance Info
Covers damage caused to the owners boat from a collision caused by another
boat, vehicle, or other object. The deductible is the amount you choose to pay
upfront (if any) before the boat insurance policy pays. The higher the deductible
chosen the lower the collision coverage cost of the Florida boat insurance
policy.
Covers damage caused to the insured's boat (your boat) from risks such as theft,
fire, falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The
deductible is the amount you choose to pay upfront (if any) before the boat
insurance policy pays. The higher the deductible chosen the lower the
comprehensive coverage cost of the Florida boat insurance policy.
Florida Boat Insurance Info
Florida Boat Insurance Info
Injuries that you (insured) cause to someone else is covered under this part of a boat
insurance policy. The minimum liability insurance coverage available for purchase in
Florida is 10/20 and is explained in detail below. However, we recommend that you
choose liability insurance coverage amounts that are much higher than the Florida
minimums listed below. Contact us at (352) 686-0612 or (727) 863-5641 to discuss
what liability coverage amounts you require to meet your needs.
10/20/10 10=$10,000 - 20=$20,000 - 10=$10,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
Damage caused by the insured (you) to someone else's property, such as another
boat or dock, is covered through property damage boat insurance coverage. This
coverage also assists in protecting you if a lawsuit arises from an accident. The
minimum required coverage amount in Florida is $10,000.
Bodily Injury Liability
Florida Property Damage Liability
Florida Liability Coverage limits explanation:
Florida Boat Insurance Info
80% of medical benefits for all reasonable expenses for necessary medical, surgical,
x-ray, dental and rehabilitative services, including prosthetic devices, wheelchairs,
crutches, slings, neck braces and splints (including necessary travel related to
medical care.)
80% of necessary remedial treatment (nursing home care or home nursing care).

60% of disability benefits for any loss of gross income and loss of earning capacity
from inability to work because of an injury suffered in an accident.
Benefits Provided:
Florida Boat Insurance Info
100/300 100=$100,000 - 300=$300,000
First number = uninsured boater maximum for one person injured in an
accident.
Second number = uninsured boater maximum for all injuries in one
accident.

Example of Uninsured limits:
Covers the insured (you) for your bodily injury caused by a hit-and-run driver or
an at-fault driver who has no liability insurance. This is not a required coverage
for Florida Boat Insurance. Contact us to discuss what uninsured coverage
amounts you require to meet your family or personal needs.
Florida requires a minimum of $10,000 of (PIP) or personal injury protection
coverage. This coverage pays medical bills for injuries suffered in a boat accident
regardless of who caused the accident.
Florida Boat Insurance
Boat
Insurance
Serving Florida's Pasco and
Hernando Counties Since 1975!
Florida Boat Insurance
BAUKNIGHT
INSURANCE
Bauknight Insurance
10488 Spring Hill Drive
Spring Hill, Florida 34608
Hernando County FL
(352) 686-0612
Brooksville (352) 796-0007
Fax: (352) 686-2699

Bauknight Insurance
13041 U.S. Hwy 19
Hudson, Florida 34667
Pasco County FL
(727) 863-5641
New Port Richey (727) 862-3287
Holiday (727) 863-5642
Fax: (727) 863-0637

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