FL Business Owners Insurance BOP

Florida Business Owners Insurance Information

Businesses can bundle property and liability coverage into a Florida Business
Owners Insurance policy that allows your business to obtain broad coverage
with affordable premiums. Florida Business Owners Insurance is usually the
first step for small businesses looking to get basic property and liability
coverage and is a comprehensive and affordable insurance package for small
or medium sized businesses.

To qualify for Business Owners Insurance policies, a company should have
100 or fewer employees, and annual revenues should be less than $1 million.
Florida Business Owners Insurance will typically provide reimbursement for
up to a year of lost revenue resulting from an insured property loss.

Some businesses may find Florida Business Owners Insurance coverage
limits to be too low or may not like the lack of flexibility on options like
coinsurance. However, what the Business Owners Insurance policy lacks in
flexibility it usually makes up for with lower premiums for your business.

Property Insurance Coverage

Florida Business Owners Insurance offers named perils or all risk insurance
coverage, similiar to general property insurance coverages. Enhancement
endorsements are available at little or no cost to extend coverage to your
accounts receivable, valuable papers, signs, employee dishonesty,
mechanical breakdown, computers including software, money and securities,
off premises power failure and spoilage of food products, backup of sewers
and drains.

Liability Insurance Coverage

While similiar to Commercial General Liability Insurance, the liability part of a
Florida Business Owners Insurance Policy offers less flexibility in determining
your coverage limits for particular claims. Optional limits of $300,000,
$500,000 or $1,000,000 are available. Personal injury, products liability, fire
legal liability and premises medical payments are included. Also, Business
Owners Insurance does not include professional liability insurance.

Interruption Insurance Coverage

Business Interruption Insurance is usually included in Business Owners
Insurance policies and covers lost income and expenses incurred when a
company suffers disaster related damage. Ongoing operating expenses that
continue even if business is suspended, such as payroll, are also covered.

Click here to fill out a

Florida Business

Owners Insurance

quote request form

We are a Florida based two location insurance agency offering comprehensive Florida
business owners insurance plan services to small, mid-sized and large businesses
located in the following cities and counties: Spring Hill, Hudson, New Port Richey,
Holiday, Brooksville, Aripeka, Bayonet Point, Port Richey, Gulf Harbors, Elfers,
Anclote, Tarpon Springs, Palm Harbor, Land O' Lakes, Masaryktown, Garden Grove
Esates, Spring Lake, Weeki Wachee, Bayport, Brooksville, Istachatta, Pineola,
Nobleton, Bushnell, Sumterville, Center Hill, Webster, Linden, Mascotte, Tarrytown,
Ridge Manor, Catherine, Trilby, Lacoochee, Dade City, Blanton, San Antonio, St. Leo,
Zephyrhills, Crystal Springs, Wesley Chapel, Pasco, Darby, Odessa, Richland,
Lumberton, Homosassa Springs, Hernando County, Pinellas County, Citrus County,
Hillsborough County, and Pasco County, FL. We can also offer our Florida business
owners insurance coverage services to businesses throughout the Sunshine state,
including Winter Haven, Lakeland, Miami, Orlando, Tampa, St. Petersburg,
Tallahassee, Ft. Lauderdale, and Jacksonville, FL.

Click on the link below to fill out a secure quote request form for a Florida
business owners insurance policy that regardless of whether you're a small
contractor, large employer or a small business owner, will provide exceptional
insurance coverage for your business at an affordable cost. Or you can speak
with our Florida Business Owners Insurance specialist at (352) 686-0612 or
(727) 863-5641 to discuss the policy features in more detail.

**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.